What are interest rates? What is an arbitrage? Why does this blog post exist? Well… let us discuss these terms and various utilizations that they can provide to our meme-istic society.

Forewarning, ensure energizing your mental state because there will be a sh!t ton of information for your brain cells to process. After caffeinating your mind, body and soul, we shall start with the definition of [IR] aka Interest Rate.


Interest Rate [IR] – is a concept where an entity [“Lender”/Institution”/”Bank”] charges another entity [“Borrower”/”Corp”/”Human”] based upon the percentage that is borrowed [levied, loaned, credit];.
The concept is extended into two functions [F(x)]:

[APR] – known as Annualized Percentage Rate.
[APY] – known as Annualized Percentage Yield.

The difference between APY and APR! 

The difference between APY and APR! 

Disclosure: The above references an opinion and is for information purposes only. It is not intended to be investment advice. Seek a duly licensed professional for investment advice.